Looking to get your California mortgage loan originator license online? You're in the right place!
Our NMLS-approved MLO licensing program is delivered online so you can take the mortgage license course from anywhere.
Our NMLS-approved MLO licensing program is delivered online so you can take the mortgage license course from anywhere. Your learning material and exams are delivered through your web browser. At several points in the schedule, you will have the opportunity to connect with your instructor and other students taking the course via a live internet conference. This will give you the chance to ask questions, have NMLS license topics explained in more detail, and get insights from industry professionals.
California mortgage license courses are delivered over a week at regular calendar dates. See the schedule on the information page to pick the dates that are right for you.
The OnlineEd system is compatible with all current major browsers and operating systems.
Our program has been rigorously reviewed and approved by the NMLS for pre-license education credit.
Our program has been rigorously reviewed, approved, and authorized for pre-license credit by the Nationwide Mortgage Licensing System (NMLS).
Our mortgage education courses at OnlineEd are written by OnlineEd. Because of this, we save on overhead licensing costs and can pass those savings on to you.
Start with OnlineEd's MLO licensing package!
All 50 states use the NMLS system to process licensing requests. In order to do business as a mortgage loan originator in California, you will need to:
This part is easy and you can do this right now. Head over to the NMLS website and get started.
In California, you can get your mortgage loan originator license through either the California Department of Real Estate (DRE) or the California Department of Financial Protection and Innovation (DFPI), previously known as the Department of Business Oversight (DBO). Which one is right for you? If you plan to work for a CA-DFPI licensed mortgage company, you should get a DFPI license. Otherwise, licensing through the DRE is likely what you need.
Getting a license through the DRE gives you the most freedom but requires more to get and maintain a real estate license.
A CA-DFPI license is for persons who are looking to work with a company that is also licensed by the DFPI.
After your education is completed along with all state-specific modules, you need to schedule an appointment to take your licensing examination at a testing facility. This exam is administrated by Prometric. Follow the guides below to schedule your exam:
Contact Prometric at 1-877-671-6657 or visit their website.
You will need to complete and submit an application for a mortgage loan origination license via the NMLS website. (NOTE: The mortgage company you plan to work for may fill out your application for you. Please check with them before submitting any paperwork.)
As part of your application process, most states require you to get a criminal background check, submit fingerprints, and submit to a credit report:
Although you may already be working closely with your new employer, your NMLS record will need to be associated with your employer before you can receive a license and do business.
Start with OnlineEd's NMLS pre-licensure package!