[Standard] Oregon Life and Health Insurance

Catalog Effective Date: January 1, 2025

The Course

This General Insurance and Law course will cover codes and statutes that may appear on the state insurance producer licensing examination. OnlineEd includes this prerequisite course in all Oregon prelicense insurance courses. These three topics are:

1. General Insurance
2. Insurance Regulation
3. Insurer-Producer Regulation

Each unit is further divided into chapters. At the end of each chapter a review exercise will test the student's comprehension of the chapter topic. At the end of the course a final examination will test the student's comprehension of the topics presented in all of the chapters. In order to demonstrate competency in each unit, the student will need to obtain a final examination score of 75% or better.

Course Instructors and Student Support

Upon enrollment, each student will be assigned a course instructor. Students are encouraged to contact their instructor whenever the student determines that such contact will be helpful to review or explain course content, procedures, or requirements. In addition, the instructor will review and, if determined necessary, comment on each quiz and final exam to assist the student in understanding course concepts.

Deadlines

This OnlineEd course may be completed by the student at the student's own pace. The student has 180 calendar days from the time of enrollment to complete the course.

Equipment Required

With exception of instructor support offered by telephone and email, the course, its materials, and delivery system are entirely over the Internet. In order to be able to access and complete the course, the student only needs an Internet accessible computer. OnlineEd works with all modern web browsers and operating systems. The course may be read online, but can also be printed by the student.

If you have questions about whether or not you qualify for an insurance producer license, please contact the Division of Financial Regulation at (503) 947-7984.

Catalog Effective Date: January 1, 2025

The Course

This course prepares students to meet the educational requirements to obtain a health insurance producer license in Oregon and is approved by the Oregon Division of Financial Regulation. As a part of its pre-license requirements, Oregon requires the completion of the study and mastery of nine topics. These nine topics are presented under the unit headings below.

1. Individual & Group Health Insurance
2. Health Insurance Policies & Concepts
3. Cost Containment & Consumer Driven Health Plans
4. Oregon Requirements
5. Field Underwriting Procedures
6. Individual Health Insurance Required, Optional, & General Provisions
7. Group Insurance
8. Disability & Dental
9. Insurance for Senior Citizens & Special Needs Individuals

Each unit is further divided into chapters. At the end of each chapter, a review exercise will test the student's comprehension of the chapter topic. At the end of the course, a final examination will test the student's comprehension of the topics presented in each of the units. In order to demonstrate competency in each unit and to earn the course completion certificate, the student will need to obtain a final examination score equivalent to a "C" (75% or better).

Price and Enrollment Procedures

The cost of your course represents tuition, plus an enrollment fee as defined in the enrollment terms of service agreement. If a payment plan is needed or if you plan to pay using an assistance program, please call our business office, toll free, at (866) 519-9597 and ask to speak with the School Director's Office.

To enroll online, add the course to your shopping cart and follow the instructions to purchase. You can find a demo of our course and delivery method or request more information by clicking the appropriate buttons at: https://www.onlineed.com/info/Insurance/Oregon/License-Training. You can enroll in the course online or by telephone. To enroll by telephone, just call our business office at (503) 670-9278 or toll free at (866) 519-9597, Monday through Friday, 9:00 AM to 5:00 PM.

To enroll online, just go to https://www.onlineed.com, click on the Insurance category button, select your course, and proceed to checkout. Enrollment online is available 24/7/365. You may begin your course immediately upon completion of enrollment. The course is delivered wholly online.

Course Instructor and Applicant Support

Upon enrollment, you will be attached to an OnlineEd course instructor. Each OnlineEd course instructor is licensed as an Oregon Higher Education Coordinating Commission vocational instructor, approved as an insurance producer by the National Association of Insurance Commissioners (NAIC), and was rigorously vetted, approved, and trained by OnlineEd to meet our requirements for online course instruction.

Your instructor is available for you to contact by email whenever you think contact will be helpful to review or explain course content or quizzes. Our course is delivered as adult education, so you can use your instructor as little or as much as you like.

Technical support questions should be directed to OnlineEd, LLC and not the instructor. Students are not required to use this service. OnlineEd reserves the right refuse instructor support to students that abuse this service.

Deadlines

This OnlineEd course may be completed by the student at the student's own pace. The student has 180 calendar days from the time of enrollment to complete the course.

Enrollment Extensions

If your course expires, you may extend it up to three times. Extensions are for 60 days from the date of the end of the original enrollment period (not from the date the extension is requested) and must be accompanied by the applicable extension fee. If you withdraw from the course or request a refund, and then want to continue the course, you must enroll in the course again, at the current catalog price, and start over from the beginning. Should you have a medical emergency, death in the family, or other extenuating circumstance that prevents you from completing your course during its enrollment period, you may petition the School Director for a one-time Extenuating Circumstance Extension Fee Waiver. Extenuating Circumstance Extension Fee Waivers are are not automatic, are at the option of the School Director, and should be directed to the School Director's Office at: schooldirector@onlineed.com.

Equipment Required

With exception of instructor support offered by telephone and email, the course, its materials, and delivery system are entirely over the internet. In order to be able to access and complete the course, you will need access to the internet and an internet-ready computer system or mobile device. Our OnlineEd delivery method works with all modern web browsers and operating systems.

The course may be read online, be printed to your printer, or saved to disc. Most chapters are also available in MP3 audio format. If you would like a printed soft-bound book copy of the course for study or reference, select a course package that includes a book or purchase one at catalog price, plus shipping. Regardless of your study method, the course must be completed online.

Course Prerequisites

There are no education prerequisites for taking the OnlineEd Oregon insurance pre-license course. However, the Oregon Division of Financial Regulation does have requirements to obtain an insurance license. Completion of this course is only one of those requirements. Other requirements are:

• Licensing examination and fee
• Fingerprint checks
• License application and fee
• Live or maintain a business in Oregon

Agency Information

If you have questions about whether or not you qualify for an insurance producer license, please contact the Division of Financial Regulation:

Division of Financial Regulation (website)
503-378-4140
350 Winter St. NE, Room 410, Salem, OR 97309

Oregon Higher Education Coordinating Commission (website)
503-947-5751
3225 25th Street SE, Salem, OR 97302 

Catalog Effective Date: January 1, 2025

The Course

This course prepares students to meet the educational requirements to obtain a life insurance producer license in Oregon and is approved by the Oregon Division of Financial Regulation. As a part of its pre-license requirements, Oregon requires the completion of the study and mastery of seven topics. These seven topics are presented under the module headings below.

1. Basic Concepts
2. Life Insurance Policies & Characteristics
3. Provisions, Riders, Beneficiaries and Settlement Options
4. Underwriting & Producer Responsibilities
5. Group Life Insurance & Business Uses of Life Insurance
6. Annuity & Deferred Annuity
7. Retirement Plans

Each module is further divided into chapters. At the end of each chapter, a review exercise will test the student's comprehension of the chapter topic. At the end of each module, a final examination will test the student's comprehension of the topics presented in each of the chapters composing the module. In order to demonstrate competency in each module and to earn the module completion certificate, the student will need to obtain a final examination score equivalent to a "C" (75% or better).

Price and Enrollment Procedures

The cost of your course represents tuition, plus an enrollment fee as defined in the enrollment terms of service agreement. If a payment plan is needed or if you plan to pay using an assistance program, please call our business office, toll free, at (866) 519-9597 and ask to speak with the School Director's Office.

To enroll online, add the course to your shopping cart and follow the instructions to purchase. You can find a demo of our course and delivery method or request more information by clicking the appropriate buttons at: https://www.onlineed.com/info/Insurance/Oregon/License-Training. You can enroll in the course online or by telephone. To enroll by telephone, just call our business office at (503) 670-9278 or toll free at (866) 519-9597, Monday through Friday, 9:00 AM to 5:00 PM.

To enroll online, just go to https://www.onlineed.com, click on the Insurance category button, select your course, and proceed to checkout. Enrollment online is available 24/7/365. You may begin your course immediately upon completion of enrollment. The course is delivered wholly online.

Course Instructor and Applicant Support

Upon enrollment, you will be attached to an OnlineEd course instructor. Each OnlineEd course instructor is licensed as an Oregon Higher Education Coordinating Commission vocational instructor, approved as an insurance producer by the National Association of Insurance Commissioners (NAIC), and was rigorously vetted, approved, and trained by OnlineEd to meet our requirements for online course instruction.

Your instructor is available for you to contact by email whenever you think contact will be helpful to review or explain course content or quizzes. Our course is delivered as adult education, so you can use your instructor as little or as much as you like.

Technical support questions should be directed to OnlineEd, LLC and not the instructor. Students are not required to use this service. OnlineEd reserves the right refuse instructor support to students that abuse this service.

Deadlines

This OnlineEd course may be completed by the student at the student's own pace. The student has 180 calendar days from the time of enrollment to complete the course.

Enrollment Extensions

If your course expires, you may extend it up to three times. Extensions are for 60 days from the date of the end of the original enrollment period (not from the date the extension is requested) and must be accompanied by the applicable extension fee. If you withdraw from the course or request a refund, and then want to continue the course, you must enroll in the course again, at the current catalog price, and start over from the beginning. Should you have a medical emergency, death in the family, or other extenuating circumstance that prevents you from completing your course during its enrollment period, you may petition the School Director for a one-time Extenuating Circumstance Extension Fee Waiver. Extenuating Circumstance Extension Fee Waivers are are not automatic, are at the option of the School Director, and should be directed to the School Director's Office at: schooldirector@onlineed.com.

Equipment Required

With exception of instructor support offered by telephone and email, the course, its materials, and delivery system are entirely over the internet. In order to be able to access and complete the course, you will need access to the internet and an internet-ready computer system or mobile device. Our OnlineEd delivery method works with all modern web browsers and operating systems.

The course may be read online, be printed to your printer, or saved to disc. Most chapters are also available in MP3 audio format. If you would like a printed soft-bound book copy of the course for study or reference, select a course package that includes a book or purchase one at catalog price, plus shipping. Regardless of your study method, the course must be completed online.

Course Prerequisites

There are no education prerequisites for taking the OnlineEd Oregon insurance pre-license course. However, the Oregon Division of Financial Regulation does have requirements to obtain an insurance license. Completion of this course is only one of those requirements. Other requirements are:

• Licensing examination and fee
• Fingerprint checks
• License application and fee
• Live or maintain a business in Oregon

Agency Information

If you have questions about whether or not you qualify for an insurance producer license, please contact the Division of Financial Regulation.

Division of Financial Regulation (website)
503-378-4140
350 Winter St. NE, Room 410, Salem, OR 97309

Oregon Higher Education Coordinating Commission (website)
503-947-5751
3225 25th Street SE, Salem, OR 97302 

This Exam Prep course will assist you in preparation for the state exam. The course consists of a series of practice questions that are similar to those found on the state exam. A good working knowledge of these questions will prepare the student for actual state administered examination. This course also contains a "state test simulator" that you can practice with until you feel ready to take the state test.

This Exam Prep course will assist you in preparation for the state exam. The course consists of a series of practice questions that are similar to those found on the state exam. A good working knowledge of these questions will prepare the student for actual state administered examination. This course also contains a "state test simulator" that you can practice with until you feel ready to take the state test.