Oregon Homeowners Insurance & Wildfires

This course covers property insurance issues for real estate agents, which can be an unexpected cost to clients involved in a real estate transaction. With the rise of wildfire risk in our state, this course will give you information that can help protect your clients' property. We'll discuss the emergence of this risk into policies issued by insurers, the rules and laws regarding wildfires that impact homeowners insurance policies, and how you can bring up the topic of increased homeowners insurance costs to your real estate clients.

Learning Objectives

At the end of this course, you will be able to:

• explain Oregon's wildfire-related homeowners insurance protections;
• distinguish cancellation, nonrenewal, and emergency moratorium;
• understand what Senate Bill (SB) 82 changed - and what it did not change;
• explain the July 31, 2026, emergency order to clients without overpromising; and
• identify transaction steps that real estate agents and lenders can take before insurance becomes a closing problems.

Course Content

This is a 1-hour video course. There are no quizzes or final exam.  A course completion certificate for Oregon real estate continuing education credit will be issued after completing the OREA-mandated course seat time.