California Property and Casualty Insurance Exam Prep Course

Prepare for the combined California Property and Casualty licensing examination with a comprehensive study program built directly from the official California Department of Insurance Personal Lines Agent License Examination Objectives and Commercial Insurance License Examination Objectives. This course provides in-depth preparation on California insurance laws, regulations, policy provisions, and personal and commercial insurance concepts that national-only study materials often do not address.

Designed for real insurance professionals, not just test-takers, the course emphasizes understanding how California insurance works so you are prepared not only for the licensing examination but also for success in practice.

Course Topics

Because the California Department of Insurance publishes separate Personal Lines and Commercial Insurance examination objectives, the course is organized into two parts.

Part I: Personal Lines Insurance

Exam Section I: General Insurance

• Basic Insurance Concepts and Principles
• Contract Law
• The Insurance Marketplace
• Legal Concept: Tort Law

Exam  Section II: Property Insurance

• Property Basics
• Policies
• Classes of Insurance

Exam  Section III: Personal Lines Insurance

• Insurance on Residential Properties
• Homeowners’ Insurance Valuation
• Liability Coverage
• Government/Risk Pools for Catastrophic Events
• Fire Mitigation and How It Affects Insurance Costs
• Inland Marine Risks
• Personal Auto
• Umbrella and Excess Liability Insurance

Exam ​​​​​​​ Section IV: Pet Insurance

• Definitions
• Pet Insurance Basics
• Disclosures
• Administrative Proceedings

Part II: Commercial Lines Insurance

• Insurance Services Office Commercial Lines Insurance Programs
• Property Insurance
• Casualty Insurance
• Businessowners Policy

Course Structure

The course is organized into focused personal and commercial insurance topics that provide a complete study path for the combined California Property and Casualty licensing examination. Practice Questions reinforce key concepts and help identify areas for additional review.

Part I concludes with a Personal Lines Review Exam, and Part II concludes with a Commercial Lines Review Exam. These subject-area reviews allow you to evaluate your understanding of the personal and commercial material before applying both areas together in the final simulation.

The course concludes with a timed California Property and Casualty State Exam Simulation featuring 150 multiple-choice questions and a 195-minute time limit. Designed to reflect the format and pacing of the combined California licensing examination, the simulation provides an opportunity to evaluate your readiness before exam day.

Because California’s licensing examination places significant emphasis on California-specific insurance laws, regulations, ethics, policy provisions, and consumer protections, this course focuses on the state-specific knowledge expected by the California Department of Insurance.

This course is intended as an exam preparation and study resource. Candidates are encouraged to use it alongside additional study tools and practice exams as part of their overall exam preparation strategy.