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2 Hour UT SAFE: 2019 Utah Mortgage Laws

This 2019 course meets the Utah Division of Real Estate state-specific requirement for MLO annual license renewal through the NMLS.


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Online Course
Printable Certificate
PDF & EPUB eBook
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At A Glance:

Price: $29.50 (USD)
+ $3.00 NMLS Credit Banking Fee
Purpose: 2-hour Utah state-specific course for licensed mortgage loan originators
Features: online text, printable certificate, PDF eBook
Hours: 2 Hours
Category: Mortgage > Continuing Education > Utah > CE Elective
Sponsor /
7405 SW Beveland Rd,
Portland, OR 97223
(503) 670-9278

Terms of Service:

2-hour Utah state-specific course for licensed mortgage loan originators

NMLS Course ID: 10638

NMLS Sponsor ID: 1400327

View Course Syllabus

The Utah Division of Real Estate (DRE) require those who hold a Utah mortgage license to completed a two-hour course on Utah mortgage laws and regulations as a requirement for annual license renewal. This online course covers the required topics as defined by the DRE for 2018 license renewal through the NMLS.

This two-hour course will cover the topics outlined by the DRE. We'll start with updates to the Utah Residential Mortgage Practices and Licensing Act that were added by the passing of House Bill 243 in 2018. The course will explain the new experience point system for those applying to be a Lending Manager, and review the prohibited acts related to kickbacks and referral fees. Finally, we'll review cases of licensee violations that resulted in orders or fines by the DRE.

Topics and Learning Objectives

This course consists of four modules and a final exam:

  1. Residential Mortgage Practices and Licensing Act (15 minutes)
  2. Mortgage Administrative Rule Changes – Effective 2018 (10 minutes)
  3. Mortgage Commission Suggested Topic – Referral Fees (15 minutes)
  4. Mortgage Licensing and Disciplinary Actions (50 minutes)
  5. Final exam (10 minutes)

Total study time: 2 clock hours (100 minutes)

NMLS ID Required

You must have an NMLS ID to receive credit for this course. You will need this number before you begin the course.

If you already have an NMLS ID but don't remember what it is:

  • Login into NMLS
  • Click on the Composite View tab.
  • Click View Individual on the sub-header row.
  • The number that appears in parentheses after your name is your NMLS ID number.

If you do not have an NMLS ID and need to obtain one, use the instructions available in the NMLS Resource Center.

Our Mission Statement

To provide superior distance education that exceeds industry standards and expectations in course content and delivery methods to those who seek to enter a new profession and those engaged in a profession.
Purchase of this package requires that you read and acknowledge a Terms of Service agreement before receiving credit for any courses contained in this package. Please review the following: