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1 Hour HI SAFE: Hawaii Mortgage Regulations

Hawaii CE 1 Hour Online Self-Study CE Elective

1-hour Hawaii state-specific course for DFI-licensed mortgage loan originators

This 2021 course meets the DFI state-specific requirement for MLO annual license renewal through the NMLS.

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Included Standard:

Online Course Online Audio Printable Certificate PDF & EPUB eBook

Online Course

All learning is online. Start immediately. Learn on your own schedule.

Online Audio

Read-along audio plays the course text back to you.

Printable Certificate

Download and print your own certificate.

PDF & EPUB eBook

Includes PDF/EPUB eBook of all reading material for your tablet or Kindle.

The State of Hawaii Department of Commerce and Consumer Affairs (DCCA) govern mortgage operations in their respective states, requiring licensees to complete a 1-hour Hawaii state specific course every license renewal cycle. This course will assist licensed mortgage loan professionals operating within and throughout the State of Hawaii understand not only what is expected of them, but the laws that govern their actions while they assist Hawaiian homeowners or those desiring to finance properties located throughout the Aloha State.

Please review the Course Syllabus for details about this course.

This course satisfies 1 hour of required continuing education for Hawaii licensed mortgage loan originators. This course is approved by the NMLS. A valid NMLS ID number is required to receive credit for this course. Certain states may have additional requirements beyond what this course provides. Be sure to check with your state to see if this course meets your needs.

This course is new for 2021 and meets the SAFE Act's "successive years" rule.

Package Summary

Price: $19.50 (USD)
+ $1.50 NMLS Credit Banking Fee
Credit Hours: 1
Category: Mortgage > Continuing Education > Hawaii > CE Elective
Purpose: 1-hour Hawaii state-specific course for DFI-licensed mortgage loan originators
Features: Online Text, Online Audio, Printable Certificate, PDF eBook

Courses Provided By:

7405 SW Beveland Rd,
Portland, OR 97223
(503) 670-9278

NMLS Course Provider ID: 1400327

Terms of Service:

Purchase of this package requires that you read and acknowledge a Terms of Service agreement before receiving credit for any courses contained in this package. Please review the following:

1 Hour HI SAFE: Hawaii Mortgage Regulations

NMLS Course ID: 12918

NMLS Sponsor ID: 1400327

Credit Hours Provided: 1

Category: CE Elective

View Course Syllabus

The Hawaii Department of Commerce and Consumer Affairs (DCCA) and its Division of Financial Institutions (DFI) requires mortgage licensees in this state to take a one-hour course on Hawaii mortgage lending rules as part of the licensees' annual continuing education requirement for license renewal. This course covers topics relating to Hawaii mortgage regulations.

This two-module course will cover the Hawaii SAFE Act and the Hawaii Mortgage Rescue Fraud Prevention Act.

In our first module we'll begin with a review of the DCCA and the DFI. We'll then cover the duties requires for a Qualified Individual and a Branch Manager, explain the oversight authority of the Commissioner of DFI, and list the prohibited conduct that licensees are not to do during their practice of residential mortgage loan origination.

In the second module we'll explain the purpose of the Hawaii Mortgage Rescue Fraud Prevention Act and the behavior expected of distressed property consultants, including contract requirements. We'll also cover the obligations of the consultant for conveying property and leasing the property back to the original homeowner. Finally we'll list prohibited conduct for distressed property consultants.

Topics and Learning Objectives

This Hawaii loan originator continuing education course is broken down into several learning topics. At the end of the course a 15-question final exam will be given. The topics included in this course are:

  1. Hawaii Secure and Fair Enforcement for Mortgage Licensing Act (25 minutes)
  2. Hawaii Mortgage Rescue Fraud Prevention Act (15 minutes)
  3. Final exam (10 minutes)

Total study time: 1 credit hour

This course will prepare Hawaii-licensed MLOs to:

  • Review the structure of the Department of Commerce and Consumer Affairs (DCCA)
  • Describe the purpose of the two departments within the Division of Financial Institutions (DFI)
  • List the responsibilities expected of a branch manager.
  • Identify the Commissioner's investigative and penalty assessment authority.
  • Define who is a distressed property consultant.
  • Recognize a distressed property owner's contract cancellation rights.
  • Describe the requirements of the conveyed property owner if leasing the property back to the original owner.
  • List distressed consultant prohibited activities.

NMLS ID Required

You must have an NMLS ID to receive credit for this course. You will need this number before you begin the course.

If you already have an NMLS ID but don't remember what it is:

  • Login into NMLS
  • Click on the Composite View tab.
  • Click View Individual on the sub-header row.
  • The number that appears in parentheses after your name is your NMLS ID number.

If you do not have an NMLS ID and need to obtain one, use the instructions available in the NMLS Resource Center.

This course will remain available to students for 365 days after enrollment.

Our Mission Statement

To provide superior distance education that exceeds industry standards and expectations in course content and delivery methods to those who seek to enter a new profession and those engaged in a profession.