2 Hour CA-DFPI SAFE: California Mortgage Lending Laws

​​​​​​​This course is designed to prepare candidates to take the exam to become a state-licensed mortgage loan originator in California under the Department of Financial Protection and Innovation (DFPI). This 2-hour course covers California specific rules and regulations, and is required as part of the 20 hours of prelicensure education needed to become a California mortgage loan originator under the DFPI.

Topics and Learning Objectives

This course consists of two sections and an exam:

1. Regulatory Framework and Licensing Requirements ()
2. Mortgage Lending Operations and Compliance ()
3. Final exam (10 minutes)

Total Study Time: 2 credit hours (100 minutes)

Module 1: Regulatory Framework and Licensing Requirements

Module 2: Mortgage Lending Operations and Compliance 

NMLS ID Required

You must have an NMLS ID to receive credit for this course. You will need this number before you begin the course.

If you already have an NMLS ID, but don't remember what it is:

• Login into NMLS,
• Click on the Composite View tab, then
• Click View Individual on the sub-header row.
• The number that appears in parentheses after your name is your NMLS ID number.

If you do not have an NMLS ID and need to obtain one, use the instructions available in the NMLS Resource Center