Protecting the Home: Severe Weather and Natural Disasters

General Information

• Approved Credit Hours: 4 hours
• State: North Carolina
• Course Availability: 30 days from enrollment

Course Description

This 4-hour continuing education course prepares real estate professionals to better assist clients before, during, and after severe weather events and natural disasters. The course examines the causes, risks, and property impacts of hail, flooding, freezes, tornadoes, earthquakes, and fires. Licensees will learn practical strategies for risk evaluation, disaster preparedness, property condition review, insurance considerations, and post-event recovery to help protect homeowners and support informed real estate decisions.

Course Topics

This course will cover the following key areas:

Unit 1: Hail
Formation, regional risk factors, common property damage, inspection considerations, and insurance basics.

Unit 2: Flooding
Types of flooding, mitigation strategies, FEMA flood zones, and visible indicators of past water damage.

Unit 3: Freezes
Structural impacts of freezing weather, preventive maintenance, and post-event assessment considerations.

Unit 4: Tornadoes
Development, structural vulnerabilities, preparedness features, and recovery factors affecting property condition.

Unit 5: Earthquakes
Geological causes, retrofit considerations, market impacts, and structural assessment referrals.

Unit 6: Fires
Fire risks, damage indicators, remediation documentation, and disclosure implications.

Policies and Procedures Disclosure

Date of Publication: March 1, 2026
Legal Name of Education Provider: OnlineEd, LLC.
Name of Education Director: Chris Culbertson

Names of Faculty and of Full-Time Officials:

• Ethan Atkinson, Instructor
• Elizabeth Tigner, Instructor
• John Wheeler, Instructor

Education Provider Certification

This Education Provider is certified by the North Carolina Real Estate Commission. The Commission’s address is 1313 Navaho Drive, Raleigh, NC 27609. Any complaints concerning the Education Provider or its affiliated instructors should be directed in writing to the Commission. A link to the Complaint Form is provided on the Commission’s homepage (ncrec.gov).

NO STUDENT SHALL BE DENIED ADMISSION ON THE BASIS OF AGE, SEX, RACE, COLOR, NATIONAL ORIGIN, FAMILIAL STATUS, HANDICAPPING CONDITION, OR RELIGION.

Any person who feels they have been unlawfully discriminated against may file a complaint with the School Director, either by email (schooldirector@onlineed.com) or by postal mail (ATTN: School Director, 14355 SW Allen Blvd. Suite 240, Portland, OR 97005). 

All-Inclusive Tuition/Fees

Tuition for each 4-hour course is $59.00.  We reserve the right to offer courses at lower or higher prices. OnlineEd accepts all major credit cards through secure servers using encryption technologies.

Refund & Cancellation Policy

All tuition and fees paid for the course are refundable when: (a) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course; or (b) the enrollment of the student was procured as a result of any misrepresentation in promotion materials of the school, or representation made by an owner or employee of the school. All refunds will be completed within 30 days after the effective date of enrollment termination. Refunds will not be given to any student after the student has successfully registered in a course or courses, as once registered, student has access to the registered courses. In hardship cases, OnlineEd may issue a refund at its sole discretion. OnlineEd does not issue retroactive partial refunds for courses that are subsequently discounted or put on sale after a student makes a purchase.

Course Offerings

This Education Provider conducts the annual Continuing Education courses needed to maintain a real estate license on active status.

Course Descriptions

• Fair Housing: Confronting Racial Discrimination (4 hours elective)
• Home Modifications: Balancing Style, Function, and Budget (4 hours elective)
• Protecting the Home: Severe Weather and Natural Disasters (4 hours elective)

All detailed course outlines and descriptions can be found at www.onlineed.com. 

Course Materials

OnlineEd will provide each student with all course materials upon enrollment of the course. Per Commission Rule 58H .0404(c), all students must complete the course within 30 days of the date of enrollment. Requests to extend the enrollment period for courses beyond 30 days cannot be granted.

Eligibility Requirements for Course Completion Certificate

Per Commission Rule 58A .1705(a):

To receive credit for completing an approved continuing education course, a broker shall:

1. Attend at least 90% of the scheduled instructional hours for the course;
2. Provide their legal name and license number to the education provider;
3. Present their pocket card or photo identification card, if necessary; and
4. Personally perform all work required to complete the course.

OnlineEd will report your continuing education credit to NCREC within 7 days of course completion.

Registration

To enroll in a course, students register through the OnlineEd website at www.onlineed.com. 

Completion & Attendance Requirements

Completion Requirements. Continuing education credit is awarded upon successful completion of all required course components and satisfaction of regulatory active time requirements.

Stay Active in the Course. The course platform electronically monitors active participation. Time tracking will pause during periods of inactivity. You may exit and return to the course at any time. Your progress will be saved.

Active Time Requirements. Per North Carolina regulations, CE courses require a minimum participation time for course completion. If you complete the instructional material early, you must remain actively logged in until the required time has elapsed before credit can be awarded. The state regulator recognizes a 50-minute clock hour – accounting for 10 minutes of break time every hour.

Technology Requirements

Courses may be accessed from a computer, tablet, or mobile device with a stable internet connection. We recommend the most recent browser versions. This includes all modern browsers and operating systems including Microsoft Edge, Google Chrome, Mozilla Firefox, Apple Safari, Opera, iPhone / iOS, and Android-based mobile devices, smartphones, and tablets. The course is entirely web-based and does not require any software to be downloaded or installed. For accurate time tracking and progress recording, access courses in one browser window at a time. 

If you have questions about your account or course navigation, please contact the course provider:

• Phone: 1-(503)-670-9278
• Email: mail@onlineed.com
• Chat and additional options: 
  https://www.onlineed.com/system/pages/contact.php
• Hours: Monday through Friday, 11:30 AM to 8:00 PM ET, excluding holidays

Student Conduct Policy

Students are expected to show respect, courtesy, and consideration when interacting with school staff and students. Students are expected to conducting themselves in a professional, legal, and cooperative manner that is not disruptive, harassing, intimidating, or dangerous. Deviation from these standards may result in disciplinary action.

Students must complete all coursework independently. OnlineEd prohibits misrepresentation of identity or allowing another individual to complete coursework on your behalf. Failure to comply with academic integrity policies may result in denial of credit.

Grievance Policy

If a student has a grievance against OnlineEd, its staff or students, the aggrieved student shall contact the School Director by email or mail, stating the nature of the grievance. The School Director shall evaluate the grievance and respond to the student based upon their findings.

Policies on Cheating and Misrepresentation

Cheating on courses that supply completion certificates, designations, or official credit is not tolerated. OnlineEd is not obligated to continue to furnish credit or continued support for students caught cheating on any part of the coursework or testing.
 
Misrepresentation of personal identity is strictly forbidden for all OnlineEd courses. Falsifying personal information, forgery, and misrepresentation may result in immediate suspension. Additional actions by state and federal agencies may include loss or suspension of a license, failure to grant a license, fees, or criminal prosecution.