Insurance Woes: Know Before You Show

Presented by A.J. Crawford, this 1-hour online video course will explain how claims history, roof type and age, and system updates can affect a homeowner's property insurance coverage, eligibility, and premiums.

The course also offers practical ways to prepare clients for insurance conversations during a transaction and spot potential issues before they cause delays.

Topics covered in this course include:

• title insurance vs. homeowners insurance;
• the importance of ensuring a property is fully covered by insurance;
• endorsements, riders, and umbrella policies;
• the current market and difficult underwriting standards;
• impact of factors on the real estate market such as fire hazards, buyer debt-to-income, existing claims against the buyer's property, and physical property factors;
• examples of insurance policy costs; and
• commercial/farm insurance policies.