NMLS CE Renewal
This package provides "Late CE" credit only. Not for current-year license renewal.
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Late CE 8 Hours of 2023 Hawaii MLO Continuing Education

Late CE 8-hour package for Hawaii MLO licensees. Includes the 1-hour DFI state specific requirement.

Late CE 8-hour NMLS continuing education bundle for Hawaii loan originators that did not renew a license during the previous year.

$80.50  |  8 Hours

+ $12.00 NMLS Credit Banking Fee

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Approved for Late CE only.

This package of courses includes the required continuing education necessary to renew a mortgage loan originator's license in the State of Hawaii. The Hawaii Department of Financial Institutions (DFI) requires licensees to take a total of 8 hours of continuing education each year: 7 hours in SAFE Act required topics, and 1 hour in HI-specific law and regulations.

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Key Features
Online Course
All learning is online. Start immediately. Learn on your own schedule.
Includes Video
Video segments highlight important points.
Printable Certificate
Download and print your own certificate.
PDF & EPUB eBook
Includes PDF/EPUB eBook of all reading material for your phone, tablet, or Kindle.
HI Elective
Includes state-specific elective course
Read-Along Audio MP3 Add +$5.00
Have a narrator read the entire course to you as you make progress. You can also download the entire course in MP3 audio format. (National portion only)
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Package Summary
Price: $80.50 (USD)
+ $12.00 NMLS Credit Banking Fee
Credit Hours: 8
State: Hawaii
Category: Vocational Training > Mortgage > Continuing Education > Hawaii
Purpose: Late CE 8-hour package for Hawaii MLO licensees. Includes the 1-hour DFI state specific requirement.
Course Provider

OnlineEd
14355 SW ALLEN BLVD STE 240,
Portland, OR 97223
(503) 670-9278

mail@onlineed.com

NMLS Course Provider ID: 1400327

Enrollment Agreement

Purchase of this package requires that you read and acknowledge an Enrollment Agreement before receiving credit for any courses contained in this package. Please review the following:

Our Mission Statement

To provide superior distance education that exceeds industry standards and expectations in course content and delivery methods to those who seek to enter a new profession and those engaged in a profession.

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Courses Included In This Package:

Late CE 7 Hour SAFE Core: 2023 Originator Fundamentals (14961)

NMLS Course ID: 15563

NMLS Sponsor ID: 1400327

Credit Hours Provided: 7

Category: CE Core

View Course Syllabus

​​​​​​​This license reactivation course will instruct mortgage loan originators on a number of regulations that they will have to comply with while taking part in their mortgage loan origination activities. Rules, such as those implemented by the Dodd-Frank Wall Street Reform and Consumer Protection Act, are set in place to protect the interest and well-being of consumers who apply for mortgages to purchase or refinance their properties. To ensure that their business practices satisfy the regulations adopted by federal laws, mortgage loan originators need to keep current on the guidelines published by entities such as the Consumer Financial Protection Bureau (CFPB).

Licensees who do not complete their annual mortgage license training may be placed in a Reinstatement Period and are prohibited from practicing mortgage loan origination activities until their licenses are reactivated and their continuing education requirements have been completed. Licensees have until the end of February to bring their licenses up to date. A penalty Reinstatement Fee may apply when renewing your license. A license will expire if it is not renewed during the Reinstatement Period.

Not every state agency allows for reinstatement of a license. Check the Annual Renewal Information page on the NMLS website to verify if the agency you are licensed under allows for reinstatement, when the last date of reinstatement is, and what the applicable penalty fees may be.

Topics and Learning Objectives

This course consists of three sections and a final exam

  1. Top 10 Federal Topics for 2023

  2. Ethical Treatment of Consumers

  3. The VA Home Loan Program

  4. Final exam

Total study time: 7 credit hours (5 hours, 30 minutes)

Module 1: Top 10 Federal Topics for 2023

Study Time: 3 clock hours (150 minutes of federal law)

Fair lending along with compliance to the law, established rules, and implemented regulations is everyone’s responsibility. When compliance failures occur, everyone, including the customer, loses.

The topics outlined in this module are mandated by the NMLS and state regulators, covering the more egregious regulatory compliance failures recently discovered through various regulatory examinations, investigations, and audits.

Module 2: Ethical Treatment of Consumers

Study Time: 2 clock hours (100 minutes of ethics, fraud, and consumer protection)

The ethical treatment of consumers and ethical practices in mortgage lending are a high focus of regulators and consumer advocacy groups. This module will cover ethics, including identity theft prevention, fraud prevention, and consumer protection requirements.

Module 3: The VA Home Loan Program

Study Time: 2 clock hours (100 minutes of non-traditional mortgage)

The objective of the Veterans Administration (VA) mortgage loan program is to provide long-term financing to eligible American military veterans and their surviving spouses, helping veterans purchase properties with no down payment. The program allows eligible veterans to buy, build, repair, retain, or adapt a home for personal occupancy as well as refinance an existing mortgage loan.

NMLS ID Required

You must have an NMLS ID to receive credit for this course. You will need this number before you begin the course.

If you already have an NMLS ID but don't remember what it is:

  • Login into NMLS
  • Click on the Composite View tab.
  • Click View Individual on the sub-header row.
  • The number that appears in parentheses after your name is your NMLS ID number.

If you do not have an NMLS ID and need to obtain one, use the instructions available in the NMLS Resource Center

This course will remain available to students until midnight on December 31st, 2024

Late CE 1 Hour HI SAFE: Hawaii Mortgage Continuing Education (14920)

NMLS Course ID: 15570

NMLS Sponsor ID: 1400327

Credit Hours Provided: 1

Category: CE Elective

View Course Syllabus

​​​​​​​This course is approved for "Late CE" credit only.

The Hawaii Department of Commerce and Consumer Affairs (DCCA) and its Division of Financial Institutions (DFI) requires mortgage licensees in this state to take a one-hour course on Hawaii mortgage lending rules as part of the licensees' annual continuing education requirement for license renewal. This course covers topics relating to Hawaii mortgage regulations.

This two-module course will cover the Hawaii SAFE Act and the Hawaii Mortgage Rescue Fraud Prevention Act.

In our first module we'll begin with a review of the DCCA and the DFI. We'll then cover the duties requires for a Qualified Individual and a Branch Manager, explain the oversight authority of the Commissioner of DFI, and list the prohibited conduct that licensees are not to do during their practice of residential mortgage loan origination.

In the second module we'll explain the purpose of the Hawaii Mortgage Rescue Fraud Prevention Act and the behavior expected of distressed property consultants, including contract requirements. We'll also cover the obligations of the consultant for conveying property and leasing the property back to the original homeowner. Finally we'll list prohibited conduct for distressed property consultants.

Licensees who do not complete their annual mortgage license training may be placed in a Reinstatement Period and are prohibited from practicing mortgage loan origination activities until their licenses are reactivated and their continuing education requirements have been completed. Licensees have until the end of February to bring their licenses up to date. A penalty Reinstatement Fee may apply when renewing your license. A license will expire if it is not renewed during the Reinstatement Period.

Not every state agency allows for reinstatement of a license. Check the Annual Renewal Information page on the NMLS website to verify if the agency you are licensed under allows for reinstatement, when the last date of reinstatement is, and what the applicable penalty fees may be.

Topics and Learning Objectives

This Hawaii loan originator continuing education course is broken down into several learning topics. At the end of the course a 15-question final exam will be given. The topics included in this course are:

  1. Hawaii Secure and Fair Enforcement for Mortgage Licensing Act 
  2. Hawaii Mortgage Rescue Fraud Prevention Act 
  3. Final exam 

Total study time: 1 credit hour (50 minutes)

This course will prepare Hawaii-licensed MLOs to:

  • Review the structure of the Department of Commerce and Consumer Affairs (DCCA)
  • Describe the purpose of the two departments within the Division of Financial Institutions (DFI)
  • List the responsibilities expected of a branch manager.
  • Identify the Commissioner's investigative and penalty assessment authority.
  • Define who is a distressed property consultant.
  • Recognize a distressed property owner's contract cancellation rights.
  • Describe the requirements of the conveyed property owner if leasing the property back to the original owner.
  • List distressed consultant prohibited activities.

NMLS ID Required

You must have an NMLS ID to receive credit for this course. You will need this number before you begin the course.

If you already have an NMLS ID but don't remember what it is:

  • Login into NMLS
  • Click on the Composite View tab.
  • Click View Individual on the sub-header row.
  • The number that appears in parentheses after your name is your NMLS ID number.

If you do not have an NMLS ID and need to obtain one, use the instructions available in the NMLS Resource Center.

This course will remain available to students until midnight on December 31st, 2024

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