logo

Contact OnlineEd
(866) 519-9597


Find this page again at:
http://www.onlineed.com/system/pages/courses.php?package=176&f=show_details&state=California&field=9

EdPak SAFE - 2017 California BRE / NMLS Renewal Package for California Real Estate Continuing Education

This package includes both NMLS and CalBRE license renewal credit courses.

$78.00

Add To Cart Read More

Online Course
Includes Video
Includes Audio
Printable Certificate
PDF & EPUB eBook
Add To Cart

At A Glance:

Price: $78.00 (USD)
+ $12.00 NMLS Credit Banking Fee
Purpose: Meets both 8-hour NMLS and 45-hour real estate license renewal requirements
Features: online text, online video, online audio, printable certificate, PDF eBook
Hours: 45 Hours
Category: Mortgage > Continuing Education > California
Sponsor /
Delivery:
OnlineEd
7405 SW Beveland Rd,
Portland, OR 97223
(503) 670-9278
mail@onlineed.com

Courses Included:

Terms of Service:

Meets both 8-hour NMLS and 45-hour real estate license renewal requirements

This package fulfills the minimum 45 hours of continuing education credit for those who are licensed with both the California Bureau of Real Estate (CalBRE) as real estate salespersons or brokers, and the Nationwide Mortgage Licensing System (NMLS) as mortgage loan originators. For license renewal, the CalBRE requires 45 hours of real estate continuing education per renewal cycle, while the NMLS requires 8 hours of mortgage continuing education per year.

This package contains the following courses:

  1. 8 Hour SAFE Comprehensive: 2017 Originator Essentials (Consumer Protection - NMLS ID 6878) - This course covers the general required categories of 3 hours of federal law, 2 hours of ethics, 2 hours of nontraditional mortgage, and 1 hour of elective. This NMLS course is new for 2017 and meet the SAFE Act's "successive years" rule.

  2. Fair Housing - This 3-hour course is designed to give a historical overview of the Federal Fair Housing Laws and an in-depth discussion of the individual laws and their application to the practice of real estate. A discussion of the State of California Fair Housing laws is also included.

  3. Agency - This 3-hour course is designed to give the licensee a comprehensive understanding of the law of agency as it applies to the practice of real estate in today's market.

  4. Trust Funds - The concept of trust funds is discussed in this 3-hour course along with the rules and regulations relating to the handling of such trust funds. Specific attention is focused on the trust fund account and the liability associated with managing the account.

  5. Ethics - This 3-hour course emphasizes that the standards of ethical conduct in the practice of real estate are based upon the National Association of REALTORS® Code of Ethics and Standards of Practice and upon federal and state laws governing conduct applicable to the practice of real estate.

  6. Advanced Contract Law (Consumer Services) - In this 4-hour advanced contracts course, the licensee will build upon their basic contract law knowledge to include concepts beyond the basics.

  7. Managing Risk for Profit (Risk Management) - This 6-hour course is designed to demonstrate that risk management should be viewed as a positive strategy that will provide for increased profits.

  8. Environmental Issues in Real Estate (Consumer Protection) - This 12-hour course is designed to give the licensee a comprehensive understanding of the many environmental issues that frequently arise in today's residential real estate transaction.

  9. Broker Management and Supervision of Salespersons (Management and Supervision) - This course will cover three important topics that brokers must be aware of: their managerial position over the salespersons in their office,  fair housing laws that brokers must ensure their salespersons are in compliance with, and the importance of properly maintaining funds that belong to others (i.e., trust funds).

Please see the descriptions below for more details and to download the syllabus for these courses.

This course package is intended for subsequent renewals. If this is the first time renewing your salesperson license, please call us at 1-866-519-9597 to get a custom package set up.  

If you are licensed through the California DBO, this package is not for you. DBO licensees are required to take a 1-hour DBO specific NMLS course. We have DBO licensee packages available in our 8 Hours of 2017 California DBO MLO Continuing Education package or our stand-alone 1 Hour CA-DBO SAFE: California State Conduct and Rules course.



This Package Includes:

Fair Housing

CalBRE Sponsor Number: 4056

Hours Provided: 3

Category: Fair Housing

Download General Information Page

Course Goals:

This course is designed to give a historical overview of the federal Fair Housing Laws and an in-depth discussion of the individual laws and their application to the practice of real estate. A discussion of the State of California Fair Housing laws is also included.

The course emphasizes anti-discriminatory conduct which all licensees should practice. The course concludes by discussing the voluntary affirmative action marketing program (VAMA) and why promoting fair housing laws is a positive force at work in California and throughout the nation.

Delivery

This is a correspondence course provided via the internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials:

This course is composed of 3 hours of reading material broken up into several segments with a review quiz at the end of each segment.

Students must pass a final exam at the end of the course. The final exam consists of 15 multiple choice questions and requires 70% to pass. The final examination is not downloadable or printable.

The final exam has a time limit of one minute per question served, for a total of 15 minutes available for the final exam as required by current California Bureau of Real Estate regulations.

CalBRE requirements allow for ONE re-take of a failed final exam. A second failure will result in a failing score for the entire course and it must be purchased again for credit.

The content of the course is written by Sorg & Spaan, LLC, copyright 2005-2017, and published as "Fair Housing" by OnlineEd, Inc.

Course Details:

This course provides 3 hours of continuing education in the category of Fair Housing.

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Refund Policy

All tuition and fees paid for the course are refundable when: (a) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course; or (b) the enrollment of the student was procured as a result of any misrepresentation in promotion materials of the school, or representation made by an owner or employee of the school. All refunds will be completed within 30 days after the effective date of enrollment termination. Refunds will not be given to any student after the student has successfully registered in a course or courses, as once registered, student has access to the registered courses.  In hardship cases, OnlineEd may issue a refund at its sole discretion. OnlineEd does not issue retroactive partial refunds for courses that are subsequently discounted or put on sale after a student makes a purchase.

Prerequisites

This course has no prerequisites.

CalBRE Disclaimer

This course is approved for continuing education credit by the California Bureau of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Bureau of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Bureau of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

Agency

CalBRE Sponsor Number: 4056

Hours Provided: 3

Category: Agency

Download General Information Page

Course Goals

This course is designed to give the licensee a comprehensive understanding of the law of agency as it applies to the practice of real estate in today's market. The basic concepts of agency law are presented. The discussion of agency law is based upon both the Common Law concepts of agency and also the California codification and expansion of agency law concepts. The fiduciary duties of the licensee are emphasized.

Attention is also focused on the historical development of agency as it applies to the real estate industry. In this discussion, the concepts of seller representation, buyer representation, and dual agency are examined in the context of modern brokerage practice. The specific requirements of the California Agency disclosure law and procedures are also presented.

Delivery

This is a correspondence course provided via the internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials

The course contains approximately 3 hours of reading material, plus two appendixes. The course is divided into five sections and two appendixes. Review quizzes are at the end of segments 1, 2, 4, and 5.

A final examination is required at the end of the course. The final examination consists of 15 multiple choice questions. A test score of 70% or greater is required for course completion. The final examination is not downloadable or printable.

The final exam has a time limit of one minute per question served, for a total of 15 minutes available for the final exam as required by current California Bureau of Real Estate regulations.

CalBRE requirements allow for ONE re-take of a failed final exam. A second failure will result in a failing score for the entire course and it must be purchased again for credit.

The content of the course is written by Sorg & Spaan, LLC, copyright 2005-2017, and published as "Agency" by OnlineEd, Inc.

Course Details

This course provides 3 hours of continuing education in the category of Agency.

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Refund Policy

All tuition and fees paid for the course are refundable when: (a) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course; or (b) the enrollment of the student was procured as a result of any misrepresentation in promotion materials of the school, or representation made by an owner or employee of the school. All refunds will be completed within 30 days after the effective date of enrollment termination. Refunds will not be given to any student after the student has successfully registered in a course or courses, as once registered, student has access to the registered courses.  In hardship cases, OnlineEd may issue a refund at its sole discretion. OnlineEd does not issue retroactive partial refunds for courses that are subsequently discounted or put on sale after a student makes a purchase.

Prerequisites

This course has no prerequisites.

CalBRE Disclaimer

This course is approved for continuing education credit by the California Bureau of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Bureau of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Bureau of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

Ethics

CalBRE Sponsor Number: 4056

Hours Provided: 3

Category: Ethics

Download General Information Page

Course Goals:

The course emphasizes that the standards of ethical conduct in the practice of real estate are based upon the National Association of REALTORS® Code of Ethics and Standards of Practice and upon federal and state laws governing conduct applicable to the practice of real estate. The concept of misrepresentation and all of its implications to the daily practice of real estate is discussed in detail. This course is an article-by-article dissection of the Code of Ethics, organized in three major topic areas:

  1. The licensee's ethical conduct with respect to clients and customers
  2. The licensee's duty to the public
  3. The licensee's duties to fellow REALTORS®.

A detailed discussion of specific ethical conduct under each of these three general categories will give the licensee an excellent basis upon which to conduct an ethical practice of real estate.

NAR members are required to complete 2.5 hours of Ethics training every two years. This course qualifies towards your good membership standing with NAR.

Delivery

This is a correspondence course provided via the internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials

This course is composed of 3 hours of reading material. The course is divided into several segments with review quizzes at the end of each segment. The course is delivered in a downloadable Adobe PDF format and may be read on any compatible computer or mobile device. All testing must be taken online.

The course authors are Harlow Spaan, Jeff Sorg, and the OnlineEd staff. Copyright 2005-2017. This course may not be reproduced in any form without written permission of OnlineEd.

At the end of the course a final examination is required. The final examination consists of 15 multiple choice questions. A test score of 70% or greater is required for course completion. The final examination is not downloadable or printable.

The final exam has a time limit of one minute per question served, for a total of 15 minutes available for the final exam as required by current California Bureau of Real Estate regulations.

CalBRE requirements allow for ONE re-take of a failed final exam. A second failure will result in a failing score for the entire course and it must be purchased again for credit.

The content of the course is written by Sorg & Spaan, LLC, copyright 2005-2017, and published as "Ethics" by OnlineEd, Inc.

Course Details

This course provides 3 hours of continuing education in the category of Ethics.

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Refunds

All tuition and fees paid for the course are due and refundable when: (A) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course, or (B) the enrollment of the student was procured as a result of any misrepresentation in promotional materials by the school or its employees, All refunds will be completed within 30 days after the effective date of termination of enrollment. Refunds will not be given to any student after the student has successfully registered in a course and has been provided access to the course materials.

Prerequisites

This course has no prerequisites.

CalBRE Disclaimer

This course is approved for continuing education credit by the California Bureau of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Bureau of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Bureau of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

Managing Risk For Profit

CalBRE Sponsor Number: 4056

Hours Provided: 6

Category: Risk Management

Download General Information Page

Course Goals:

This course is designed to demonstrate that risk management should be viewed as a positive strategy that will provide for increased profits. Any risk that develops into a problem will necessarily cost money to solve. The course introduces the student to the concept of risk and potential consequences that risk presents if not managed properly. The student is introduced to the three main areas of legal liability: contract, tort and violation of law. Then the specific major areas of risk are discussed in detail. These risks are grouped for discussion purposes under agency, fair housing, environmental issues and anti-trust law. The course also provides the student with a strategy, which if followed, will assist the licensee in minimizing risk and thereby increasing profit.

Delivery

This is a correspondence course provided via the internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials:

This course provides 6 hours of continuing education credit with 6 hours applying to the category of risk management.

This course is broken into several segments with a review quiz after each. The final exam consists of 20 multiple choice questions and requires 70% to pass.

The final exam has a time limit of one minute per question served, for a total of 20 minutes available for the final exam as required by current California Bureau of Real Estate regulations.

CalBRE requirements allow for ONE re-take of a failed final exam. A second failure will result in a failing score for the entire course and it must be purchased again for credit.

The content of the course is written by Sorg & Spaan, LLC, copyright 2005-2017, and published as "Managing Risk for Profit" by OnlineEd, Inc.

Course Details:

This course provides 6 hours of continuing education in the category of Risk Management.

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Refund Policy

All tuition and fees paid for the course are refundable when: (a) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course; or (b) the enrollment of the student was procured as a result of any misrepresentation in promotion materials of the school, or representation made by an owner or employee of the school. All refunds will be completed within 30 days after the effective date of enrollment termination. Refunds will not be given to any student after the student has successfully registered in a course or courses, as once registered, student has access to the registered courses.  In hardship cases, OnlineEd may issue a refund at its sole discretion. OnlineEd does not issue retroactive partial refunds for courses that are subsequently discounted or put on sale after a student makes a purchase.

Prerequisites

This course has no prerequisites.

CalBRE Disclaimer

This course is approved for continuing education credit by the California Bureau of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Bureau of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Bureau of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

Environmental Issues in Residential Real Estate

CalBRE Sponsor Number: 4056

Hours Provided: 12

Category: Consumer Protection

Download General Information Page

Course Goals:

This course is designed to give the licensee a comprehensive understanding of the many environmental issues that frequently arise in today's residential real estate transaction. A discussion of lead, asbestos, radon, molds and fungi, VOCs, potable water supply, clandestine drug labs, and underground storage tanks informs the student of the nature of the environmental hazard, the methods available to detect the hazard, and possible abatement methods and procedures.Included in the discussion of each environmental hazard are practice tips which will assist the licensee in dealing with the specific hazard in the residential transaction.

Delivery

This is a correspondence course provided via the internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials:

This course contains approximately 12 hours of reading materials which includes approximately 118 pages of course text material along with approximately 40 pages of the California Department of Health Service's Residential Environmental Hazards: A guide for Homeowners, Homebuyers, Landlords and Tenants, the Residential Earthquake Hazards Report, and the EPA's 19-page Protect Your Family From Lead in Your Home booklet. The course is divided into nine segments. Review quizzes are at the end of each segment.

A final examination is required at the end of the course. The final examination consists of 30 multiple choice questions. A test score of 70% or greater is required for course completion. The final examination is not downloadable or printable. 

The final exam has a time limit of one minute per question served, for a total of 30 minutes available for the final exam as required by current California Bureau of Real Estate regulations.

CalBRE requirements allow for ONE re-take of a failed final exam. A second failure will result in a failing score for the entire course and it must be purchased again for credit.

The course materials are delivered in PDF format. The course may also be read on an iPad, Kindle, or other compatible mobile device. All incremental testing and final exams must be taken online.

The content of the course is written by Sorg & Spaan, LLC, copyright 2005-2017, and published as "Environmental Issues in Residential Real Estate" by OnlineEd, Inc.

The Residential Environmental Hazards booklet is produced by the California Department of Health Services and bears a 2005 copyright date. The Protect Your Family booklet is produced by the U.S. Environmental Protection Agency, version September 2013.

Course Details:

This course provides 12 hours of continuing education in the category of Consumer Protection.

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Refunds

All tuition and fees paid for the course are due and refundable when: (a) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course; OR (b) the enrollment of student was procured as a result of any misrepresentation in promotion materials of the school, or representation made by an owner or employee of the school. All refunds will be completed within 30 days after the effective date of enrollment termination. Refunds will not be given to any student after the student has successfully registered in a course or courses, as once registered, student has access to the registered courses.

Prerequisites

This course has no prerequisites.

CalBRE Disclaimer

This course is approved for continuing education credit by the California Bureau of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Bureau of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Bureau of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

Trust Funds

CalBRE Sponsor Number: 4056

Hours Provided: 3

Category: Trust Funds

Download General Information Page

Course Goals:

This course is designed to give the licensee a comprehensive understanding of California law relating to the handling of client trust funds. The concept of trust funds is discussed along with the rules and regulations relating to the handling of such trust funds. Specific attention is focused on the trust fund account and the liability associated with managing the account.

Particular attention is placed on trust fund violations relating to commingling and trust fund conversion. A detailed discussion of the various types of permitted trust fund accounting records is presented along with suggested good record keeping procedures.

Since the majority of CalBRE audit violations relate to trust funds, a great deal of attention is focused on the CalBRE audit and the possible penalties for violation of the California Real Estate Law and the Commissioner's Regulations relating to trust funds.

Finally, the student is presented with a series of trust fund transactions in the form of a case study. The case study outlines the various steps in properly recording the trust fund transactions and demonstrates how the transactions are entered on CalBRE columnar system forms. Once a student has completed this course, a working knowledge of trust fund handling and record keeping requirements will assist the student in staying in compliance with the California trust funds laws.

Delivery

This is a correspondence course provided via the internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials:

The course contains 3 hours of reading material. The course is divided into several segments with review quizzes at the end of each segment.

At the end of the course, a final examination is required. The final examination consists of 15 multiple choice questions. A test score of 70% or greater is required for course completion. The final examination is not downloadable or printable.

The final exam has a time limit of one minute per question served, for a total of 15 minutes available for the final exam as required by current California Bureau of Real Estate regulations.

CalBRE requirements allow for ONE re-take of a failed final exam. A second failure will result in a failing score for the entire course and it must be purchased again for credit.

The content of the course is written by Sorg & Spaan, LLC, copyright 2005-2017, and published as "Trust Funds" by OnlineEd, Inc.

Course Details:

This course provides 3 hours of continuing education in the category of Trust Funds.

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Refund Policy

All tuition and fees paid for the course are refundable when: (a) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course; or (b) the enrollment of the student was procured as a result of any misrepresentation in promotion materials of the school, or representation made by an owner or employee of the school. All refunds will be completed within 30 days after the effective date of enrollment termination. Refunds will not be given to any student after the student has successfully registered in a course or courses, as once registered, student has access to the registered courses.  In hardship cases, OnlineEd may issue a refund at its sole discretion. OnlineEd does not issue retroactive partial refunds for courses that are subsequently discounted or put on sale after a student makes a purchase.

Prerequisites

This course has no prerequisites.

CalBRE Disclaimer

This course is approved for continuing education credit by the California Bureau of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Bureau of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Bureau of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

Advanced Contract Law

CalBRE Sponsor Number: 4056

Hours Provided: 4

Category: Consumer Services

Download General Information Page

Course Goals:

All licensees involved in the practice of real estate are necessarily involved in the preparation and negotiation of contracts. This advanced contract law course builds upon the basic principles of contract law. In this advanced contracts course, the licensee will build upon their basic contract law knowledge to include concepts beyond the basics. The licensee will be introduced to the numerous problems which may arise in the formation, interpretation, and performance of a contract which may affect its validity. The licensee will also learn how the concepts of assignment and delegation may apply to a real estate related contract.

Conditions and contingencies are involved in most real estate transactions. In the discussion of conditions and contingencies the licensee will be introduced to how conditions impact most contracts. The licensee will also learn how to draft contingencies and their implications in the typical real estate transaction.

Finally, the licensee will be introduced to the concept of breach of contract and will learn the resulting consequences of a contract breach along with the many possible remedies available to the injured party. The licensee will also be introduced to the concept of tort liability as it applies to the breach of contracts and its impact on potential litigation in which a licensee may become involved.

Delivery:

This is a correspondence course provided via the internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials:

The course contains approximately 4 hours of reading material. The course is divided into four sections. Review quizzes are at the end of each of the course segments.

A final examination is required at the end of the course. The final examination consists of 15 multiple choice questions. A test score of 70% or greater is required for course completion. The final examination is not downloadable or printable.

The final exam has a time limit of one minute per question served, for a total of 15 minutes available for the final exam. If the final exam is not completed within the allowed time, the test will be marked as failed and incomplete.

CalBRE requirements allow for ONE re-take of a failed final exam. Retake exams will consist of different questions than those serviced on the first attempt. A second failure will result in a failing score for the entire course and it must be purchased again for credit. 

The content of the course is written by Sorg & Spaan, LLC and published by OnlineEd, Inc.

Course Details:

This course provides 4 hours of continuing education in the category of Consumer Services.

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Refunds

All tuition and fees paid for the course are due and refundable when: (A) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course, or (B) the enrollment of the student was procured as a result of any misrepresentation in promotional materials by the school or its employees, All refunds will be completed within 30 days after the effective date of termination of enrollment. Refunds will not be given to any student after the student has successfully registered in a course and has been provided access to the course materials.

Prerequisites

This course has no prerequisites.

CalBRE Disclaimer

This course is approved for continuing education credit by the California Bureau of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Bureau of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Bureau of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

Broker Management and Supervision of Salespersons

CalBRE Sponsor Number: 4056

Hours Provided: 3

Category: Management and Supervision

Download General Information Page

Course Description

California real estate law requires responsible brokers to supervise the activities of the salespersons associated with the broker's license. As of January 1, 2016, all California real estate brokers who are renewing their broker license must complete a three-hour course on the management of real estate offices and the supervision of real estate licensed activities. The required course is to re-enforce the broker's supervisory role as well as remind the broker of the extra duties that come with the responsibility. 

This course will cover three important topics that brokers must be aware of:

  1. their managerial position over the salespersons in their office,
  2. fair housing laws that brokers must ensure their salespersons are in compliance with, and
  3. the importance of properly maintaining funds that belong to others (i.e., trust funds).

Real estate salespersons who are renewing their license for the second or subsequent time must also take a course in Management and Supervision. This can be completed by taking an Eight Hour Survey course that contains the required category or by taking six separate 3-hour courses in each of the required categories (Ethics, Agency, Trust Funds, Fair Housing, Risk Management, and Management and Supervision).

Delivery

This is a correspondence course provided via the Internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials

This course is composed of 3 hours of reading material. The course is divided into three segments with online review quizzes at the end of each segment. The course is delivered in a downloadable PDF format and may be read on any compatible computer, tablet, or mobile device. All testing must be taken online.

A final exam is required at the end of the course. The final examination consists of 15 multiple choice questions. A minimum exam score of 70% is required before being issued course completion credit. The final examination is not downloadable or printable.

The final exam has a time limit of one minute per question served, for a total of 15 minutes available for the final exam as required by current California Bureau of Real Estate regulations.

CalBRE requirements allow for ONE re-take of a failed final exam. A second failure will result in a failing score for the entire course, and the course must be purchased again for credit.

The content of the course is written by Sorg & Spaan, LLC, copyright 2005-2017, and published by OnlineEd, Inc.

Course Details

This course provides 3 hours of continuing education in the category of Management and Supervision.

Course Identification Statement

In order to verify your identity, at the time of enrollment you will be asked for certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number.

In addition, you will also be asked to provide answers to three security questions, the answers to which are unique to you and your account. You must answer the three security questions correctly before accessing the final exam.

Refunds

All tuition and fees paid for the course are due and refundable when: (A) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course, or (B) the enrollment of the student was procured as a result of any misrepresentation in promotional materials by the school or its employees, All refunds will be completed within 30 days after the effective date of termination of enrollment. Refunds will not be given to any student after the student has successfully registered in a course and has been provided access to the course materials.

Prerequisites

This course has no prerequisites.

CalBRE Disclaimer

This course is approved for continuing education credit by the California Bureau of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Bureau of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation

After completing this course you are encouraged to complete the California Bureau of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

8 Hour SAFE Comprehensive: 2017 Originator Essentials Additional video content is included

CalBRE Sponsor Number: 4056

NMLS Course ID: 6878

NMLS Sponsor ID: 1400327

Hours Provided: 8

Category: Consumer Protection / CE Comprehensive

View Course Syllabus

image

This course will instruct mortgage loan originators on a number of regulations that they will have to comply with while taking part in their mortgage loan origination activities. Rules, such as those implemented by the Dodd-Frank Wall Street Reform and Consumer Protection Act, are set in place to protect the interest and well-being of consumers who apply for mortgages to purchase or refinance their properties. To ensure that their business practices satisfy the regulations adopted by federal laws, mortgage loan originators need to keep current on the guidelines published by entities such as the Consumer Financial Protection Bureau (CFPB).

The first module of this course will outline the various federal fair housing laws that mortgage professionals must comply with. Specifically, this section of the course will go over the prohibited practices outlined in the federal Fair Housing Act, and the rules for the extension of credit provided by the Equal Credit Opportunity Act (ECOA). This module will also go over several fair housing violation case studies and the punishment issued against each offender.

The second module of this course reviews the kickback and fee arrangements that are prohibited by Section 8 of the Real Estate Settlement Procedures Act (RESPA). As the regulatory agency overseeing the rules of section 8, the CFPB is on the lookout for arrangements that violate RESPA's definition of “things of value” that might influence an individual or company to the detriment of the consumer. This chapter will continue with a reminder of the antidiscrimination regulations that loan originators are required to comply with when taking applications as well as a list of common law violations that the CFPB discovers during its examination of covered institutions.

The third module covers unique mortgage product solutions for unique customers. We'll cover several non-traditional mortgages such as the reverse mortgage, the Good Neighbor Next Door program, the Teacher Next Door grant program, the extended-into-2017 HARP, and several low down payment programs meant to help consumers.

The last module illustrates the rules regarding loan origination compensation, covering what is and is not considered compensation. The Truth in Lending Act, Regulation Z, 12 CFR 1026.36, outlines the definitions of compensation and the types of services that can result in earned payment to an MLO.

If you are licensed as a mortgage loan originator through the California Department of Business Oversight (DBO), you are required to take a 1 hour DBO-specific course to renew your MLO license. This course does NOT meet the DBO-specific requirement.

Topics and Learning Objectives

This course consists of four primary sections:

  1. Ethics and Fair Housing (2 Hours Ethics)

  2. RESPA Section 8 and Fair Lending (3 Hours Federal Law)

  3. Non-Traditional Mortgages – Unique Solutions for Unique Customers (2 Hours Non-Traditional Mortgage)

  4. Loan Originator Compensation (1 Hour Elective)

Total study time: 8 hours

Module 1: Ethics and Fair Housing

Study Time: 2 clock hours

The purpose of this module is to emphasize the importance of discrimination protections in the lending industry. The section will begin with a brief overview of the federal laws, and then go into depth with the Fair Housing Act and the Equal Credit Opportunity Act (ECOA). As discrimination is harmful to the mortgage industry, this section will summaries several cases of discrimination that occurred throughout the lending trade.

Module 2: RESPA Section 8 and Fair Lending

Study Time: 3 clock hours

Arrangements where loan originators receive or give things of value to other providers or affiliates is a clear violation of section 8 of the Real Estate Settlement Procedures Act. As recent law cases confirm, title companies, brokers, loan originators, and other parties involved with residential mortgage lending are still violating this provision. This section of the course will remind students what meets the definition of a thing of value and how to look out for RESPA violations that may negatively impact their business.

The second portion of this module outlines the Truth in Lending Act antidiscrimination rules and how disparate treatment and disparate impact affect how consumers are treated. We'll also cover the CFPB supervisory highlights of last year, covering the various regulations and rules that the agency determined were not being complied with by lenders and others in the mortgage loan industry.

Module 3: Non-traditional Mortgages – Unique Solutions for Unique Customers

Study Time: 2 clock hours

Since some loan applicants may not qualify for conventional financing, or might be better suited for a different type of loan, being knowledgeable about a variety of programs will benefit both the mortgage loan originator and the consumer. This section will break down several types of specialty loan programs that may work better for the applicant's financial situation than a standard 30-year conventional loan.

Module 4: Loan Originator Compensation

Study Time: 1 clock hours

When determining how much compensation to receive for helping loan applicants, there are strict rules in place that determine the services that can be compensated. This section of the course will review what actions can be considered compensable and what actions cannot be calculated to pay compensation to the loan originator.

NMLS ID Required

You must have an NMLS ID to receive credit for this course. You will need this number before you begin the course.

If you already have an NMLS ID but don't remember what it is:

  • Login into NMLS

  • Click on the Composite View tab.

  • Click View Individual on the sub-header row.

  • The number that appears in parentheses after your name is your NMLS ID number.

If you do not have an NMLS ID and need to obtain one, use the instructions available in the NMLS Resource Center

This course will remain available to students for 365 days after purchase.

Our Mission Statement

To provide superior distance education that exceeds industry standards and expectations in course content and delivery methods to those who seek to enter a new profession and those engaged in a profession.
Purchase of this package requires that you read and acknowledge a Terms of Service agreement before receiving credit for any courses contained in this package. Please review the following: