Insurance State Licensing Requirements


Oregon Insurance Producer License Requirements

To obtain an insurance producer license in Oregon, you need to satisfy the following requirements:

  • Complete your prelicense education course.
  • Schedule and pass the required examinations at the PSI testing center. The examination fee is either $45 or $55, depending on the examination scheduled.
  • Have your fingerprints digitally scanned at the testing center and pay the required fees. You will be charged for the background processing fee ($44.50) and a PSI processing fee ($15.00) for a total cost of $59.50.
  • After you have passed examinations for all license classes you wish to be licensed for, apply online at the National Insurance Producer Registry, Please supply your business and residence telephone numbers; these can be the same number, but both fields need to be completed. The cost to submit your initial application to NIPR is $75 plus any applicable processing fees.

Complete the Education Requirements

You must complete the required coursework for the type of insurance license that you desire to obtain through a state approved school. OnlineEd is an approved school. Prior to January 1, 2008, an 8-hour code and statutes course was required. This course is no longer required. However, the state exam tests on the code and statute topics. As a result, the code and statute topics course is included in all OnlineEd insurance pre-license course packages as a separate course. The required hours of education for the various insurance licenses are:

  • Oregon life Insurance: 20 hours
  • Oregon Health Insurance: 20 hours
  • Oregon Personal Lines Insurance: 20 hours
  • Oregon Property and Casualty: 40 hours

Once you complete the required course work, you will receive a course completion certificate that is valid for one year.

Exam Registration

The below information is from the, Insurance division website

Examinations are administered by PSI. See PSI's web site for additional information applicable to candidates for Oregon licenses, including how to register for an examination, examination content outlines, and required fees. Exam fees are paid directly to PSI at the time of examination registration. You can register online with PSI at or you can register by phone at 1-800-733-9267. You can register 24 hours a day online or by using the PSI Automated Registration System; or PSI registrars are available Monday through Friday, between 4:30 am and 5:00 pm Pacific Time, or on Saturday between 8:00 am and 2:00 pm Pacific Time.

Individuals who wish to request special accommodations under the Americans with Disabilities Act (ADA) or for whom English is a second language (ESL) may request special exam arrangements by submitting a special accommodations form to PSI. The form is available on PSI's website in the Licensing Information Bulletin.

Reporting to the PSI Testing Center

It is recommended that a license candidate arrive 30 minutes before their scheduled appointment. This gives time for sign-in, identification and familiarizing the license candidate with the examination process. A late arrival may not be granted admittance to the test center and further, will forfeit his/her examination registration fee.

  • Upon arrival at the PSI testing center, you will need to present the testing staff with two pieces of identification. One must be a VALID form of government-issued identification (Driver's License, State ID, Passport), which bears your signature and photograph; the second ID must have your signature and preprinted legal name. All identification provided must match the name on the registration form.
  • You must provide your ORIGINAL Certificate of Completion to the PSI testing staff at the time of your examination.

NOTE: Your Certificate of Completion is valid for one year from its original date of issue. You may retake examinations on an unlimited basis during the one-year period. If you do not pass the examination within one year, you must retake the Prelicense Education Courses.

Background check information

The Insurance Division is required to perform a fitness determination on all applicants for a resident license.

  • Applicants with criminal convictions should consult the Oregon Administrative Rules for guidance on convictions. The following link will take you to the administrative rules related to background checks and the fitness determination that is done on each resident applicant.

  • These administrative rules describe the crimes relevant to a fitness determination, and set a time line for when these crimes can be considered when evaluating an application.
  • A criminal conviction does not automatically disqualify a person from receiving a license. The Oregon Insurance Division reviews each application individually, and makes a determination on a case-by-case basis after evaluating many factors.
  • Certain crimes involving dishonesty, or breach of trust require a waiver from the Insurance Division in order to participate in the business of insurance.

Additional requirements for specific licenses or endorsements

  • Variable Life applicants must be licensed to a securities dealer in Oregon.
  • Surplus Lines applicants must be licensed for property and casualty and take a surplus lines exam.

Oregon Does Not Provides Printed Licenses

The Oregon Insurance Division does not issue printed initial, renewal, or replacement licenses. All license information for active licensees is available on the National Association of Insurance Commissioners' web site. To view your license status or to print the official copy of your license, please use the NAIC link below:

Individual Producers Transferring from Another State

Agents who are transferring from another state cannot apply online for an Oregon insurance producer license. The Insurance Division will email transferring applicants a special form with instructions on how to complete the form. Contact for an application.

If you are applying for an insurance producer license within 90 days of moving to Oregon, no examination or prelicense education is required if you are applying for the same lines of insurance as held in your former residence state.

Learn more about OnlineEd's Oregon Insurance Licensing Programs